Okay everyone – we can all agree that the personal finance niche is one of the most lucrative niches on YouTube. With a high RPM of $16 and CPM of $29 per 1,000 views, it’s no wonder creators are rushing to it. In this guide, I’ll walk you through the complete process of launching a YouTube automation channel focused on personal finance — step-by-step.
My name is Leo, and on this channel, I share valuable, no-nonsense tips for creating videos. If you stay with me till the end, you’ll have all the tools to launch your own profitable YouTube automation business.
Step 1: Create Your YouTube Channel
Go to YouTube and click the profile icon in the top-right corner. Navigate to YouTube Studio > Settings > Channel > Advanced Settings. Click on “Manage” and create a new channel.
Now, use ChatGPT to generate 10 short and catchy finance channel names. Choose one — I chose “WealthWise” — and use that to name your new channel.
Step 2: Design a Logo with AI
Use ChatGPT to generate a prompt for a logo design. Paste this prompt into an AI image generator like Gencraft. Select a “realistic” image style, then enhance and generate the logo. Download the logo and go back to YouTube Studio > Customize Channel > Branding to upload your logo.
Step 3: Generate a Viral Script
Ask ChatGPT to generate a list of 100 YouTube video ideas for the personal finance niche. Great examples include: “How to Create a Budget That Works” and “Saving Money on a Low Income.”
For this tutorial, we’ll use: “How to Pay Off Debt Faster.” Modify the prompt in Google Docs with your topic and paste it into ChatGPT. It will generate a compelling, engaging script for your video.
Step 4: Create Voiceovers with ElevenLabs
Go to ElevenLabs and explore voice options in the “Narrative” or “Story” section. Preview samples and add your preferred voice to your VoiceLab. Click “Use” and paste your script section-by-section to generate the voiceover audio.
Bonus Tool: Shoplus for TikTok Analytics
Shoplus is a powerful analytics platform tailored for TikTok creators. It helps track sales, conversions, and find top-selling products across categories and regions. You can also monitor your competitors’ influencer strategies and trending content.
Use code LEOI to sign up for an exclusive discount on Shoplus.
Step 5: Edit Your Video Using Wondershare
I recommend Wondershare Filmora for easy access to high-quality stock videos. First, import the voiceover. Drag it onto the timeline. Use the split tool to trim pauses and silent sections — this improves viewer retention.
Next, click on “Stock Media” and search terms like “student,” “money,” or “debt” to find relevant visuals. Download and insert clips into your timeline. Add text animations like “typewriter” or “pop out” to keep visuals engaging.
Copy and paste animation elements into empty sections of the timeline and update text accordingly. Use transitions such as Warp Zoom for smoother visuals. Apply “Auto Enhance” to polish the entire video.
Step 6: Add Background Music and Captions
Click on “Audio,” search for royalty-free tutorial music, and add your chosen track. Set the volume to -16 dB to ensure the voiceover is clearly audible. Add captions for better engagement and accessibility.
Step 7: Export Your Video and Create a Thumbnail
While exporting your video, head over to Canva. Create a new YouTube thumbnail (1280x720px). Analyze competitor thumbnails by searching “how to pay off debt” on YouTube. Use this inspiration to design your own.
For example: use a black background with red text that says “NO DEBT,” and add an image of a person holding a credit card. Use Canva’s layering tools to position text and images effectively.
Step 8: Upload Your Video and Add Description
Upload the finished video to YouTube. Use ChatGPT to write an SEO-friendly video description. Paste it into the description box. Set the visibility to Public and hit Publish.
Final Advice: How to Succeed with YouTube Automation
There are two key things you need for success:
- Consistency: Uploading regularly is non-negotiable. No consistency = no growth.
- Community Engagement: Always respond to comments. This increases viewer retention and tells the algorithm your content is worth sharing.
Monetization Options
Once your channel gains traction, you can make money through:
- YouTube AdSense
- Sponsorship deals
- Affiliate marketing
- Selling digital products or courses
YouTube has changed many lives — including mine. Just put in the effort, be patient, and success will follow.
Thank you, and peace!
Tags: #YouTubeAutomation #PersonalFinance #MakeMoneyOnline #FacelessChannel #AIContentCreation
